Personal Loan

Applicant details :

• AADHAR CARD and PAN Card Compulsory
• Copy of Last Three years income tax return, Pan Card .
• Three copies of Photograph
• Business proof of Applicant
• Applicant’s Pan card / Partner’s Pan Card / Limited Company’s Pan card
• Applicant has to show all original documents to the bank for verification with zerox copy. Original documents will be returned to applicant after verification.
• Address proof – electric bill /telephone bill (any one) As per KYC norms.
• Photo proof – Pan card / Voter card / Driving license/Aadhar card (Any one) As per KYC norms

 

Guarantor Details

• Photograph-2 copies
• Last tax bill
• Last income tax return copy
• Address proof – electric bill /telephone bill (any one)
• Photo proof – Pan card / Voter card / Driving license/Aadhar card (Any one)
• AADHAR CARD and PAN Card Compulsory

 

Conditions

• Applicant will have to take insurance of the building in favour of bank.
• Title clearance and valuation report will be done by approved lawyer and valuer of the bank. Applicant has to pay their fees.
• Share certification, sales deed, tax receipt, original documents are required for property mortgage.
• The applicant has to provide two guarantors.
• The limit is for 36 months.
• Credit should be repaid in three years.

Know Your Customer Guidelines