Fixed Deposit scheme is an attractive scheme to deposit your savings for fix period for 15 days to 05 years as per your future requirements.
We provide attractive Interest Rates to our Customers from time to time.
We offer 0.50% extra Interest Rate to Senior Citizens(Age 60 or above)on Fixed Deposits of more than 1 year period and above.
Guardian can open Minor’s Fixed Deposit A/c. When minor turns major then at maturity he/she can withdraw the amount with his/her signature, after providing valid age proof.
We offer nomination facility for all deposit accounts.
We provide quarterly, half yearly, yearly Interest payment to our customers on their existing Fixed Deposits as per their instruction. We also provide monthly intrest as per RBI guidelines.
Loan and Overdraft facility is available against Fixed Deposit receipt.
The maturity date of Loan and Overdraft Account against Fixed Deposit is maturity date of Fixed Deposit Receipt.
TDS on Interest income will be deducted as per Income Tax Act.
We are member of Deposit Insurance and Credit Guarantee Scheme [DICGC] in which customers deposit are insured up to Rs. 1 Lac.