Fixed Deposit

  • Fixed Deposit scheme is an attractive scheme to deposit your savings for fix period for 15 days to 05 years as per your future requirements.
  • We provide attractive Interest Rates to our Customers from time to time.
  • We offer 0.50% extra Interest Rate to Senior Citizens(Age 60 or above)on Fixed Deposits of more than 1 year period and above.
  • Guardian can open Minor’s Fixed Deposit A/c. When minor turns major then at maturity he/she can withdraw the amount with his/her signature, after providing valid age proof.
  • We offer nomination facility for all deposit accounts.
  • We provide quarterly, half yearly, yearly Interest payment to our customers on their existing Fixed Deposits as per their instruction. We also provide monthly intrest as per RBI guidelines.
  • Loan and Overdraft facility is available against Fixed Deposit receipt.
  • The maturity date of Loan and Overdraft Account against Fixed Deposit is maturity date of Fixed Deposit Receipt.
  • TDS on Interest income will be deducted as per Income Tax Act.
  • We are member of Deposit Insurance and Credit Guarantee Scheme [DICGC] in which customers deposit are insured up to Rs. 1 Lac.

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